Africa Pearls Group will issue a full refund, minus a $20.00 processing fee, up to and including two weeks (14 days) prior to a scheduled EVENT . After this period, no refund will be offered under any circumstances. However, if an Africa Pearls Group scheduled event is cancelled or postponed by Africa Pearls Group , a full refund will be issued upon request. Otherwise, we will credit the amount paid to the newly schedule event date.